Table 2 Univariate and multivariate-adjusted hazard ratio of incident diabetic kidney disease according to financial hardship experience

Person-years of follow-up

6581

4105

DKD (n)

178

169

DKD rate (per 1000)

27.0

41.2

 Univariate model

1.00 (ref)

1.54 (1.25–1.91)

< 0.01

 Multivariate model 1

1.00 (ref)

1.59 (1.27–1.99)

< 0.01

 Multivariate model 2

1.00 (ref)

1.42 (1.12–1.79)

< 0.01

 Multivariate model 3

1.00 (ref)

1.30 (1.03–1.65)

0.03

 Multivariate model 4

1.00 (ref)

1.32 (1.04–1.68)

0.02